Earnest Tumbwe

Accomplished financial professional with an extensive background in the micro finance industry, specializing in loan origination, branch and regional management. With a proven track record as both a loan officer, Area supervisor, Senior Operational Supervisor and Regional Manager, bringing over 3 years of experience in guiding clients through the lending process while maintaining a keen focus on compliance and risk management. My commitment to excellence has led to consistent loan portfolio growth, customer satisfaction, arrears containment through loan delinquency and recoveries. I am a dedicated leader with strong interpersonal and analytical skills, capable of driving results and ensuring operational efficiency in a fast paced financial environment.

• Achieved a 99.8% collection rate when I was a loan officer with a 228% disbursed above the 100% target given which contributed to my promotion to a branch supervisor.
• Supervised a team of 48 staff members which happens to be one of the biggest branches in the country.
• Collaborated with a team of 10 loan officers in the development of a recoveries task force that contributed to a 16% reduction in arrears.
• I successfully mentored and developed over 10 loan officers, guiding them to advance into Area supervisors within a year.

MSCE

BBA

People management skills training Certificate

MLSCM

• Reading: I have a passion for diverse reading materials, which has enhanced my communication skills and ability to synthesize complex ideas.
• Writing: I possess strong writing skills, demonstrated through academic work, essays, reports, and blog posts, showcasing my ability to craft clear and persuasive content.
• Volunteering and Community Involvement: I am committed to community service and have actively volunteered with organizations supporting various causes, showcasing my dedication and teamwork abilities.
• Blogging: I maintain a personal blog where I share insights on topics I'm passionate about, allowing me to refine my writing style and engage with a broader audience while building an online presence.