Ian Kuntaja

Reports To: Head Retail Banking

Duties/ Responsibilities:

• Business Development
• Develop and Implement Account strategies, Manage existing Relationships.
• Retain all Valuable Customers, Expand Relationships, Cross selling of Bank digital Products, Mobilize Deposit, Increase Loan and Overdraft book.
• Compile Business Portfolio Financial Reports
• Compiling and submission of all Business Portfolio figures monthly, compile more complicated limit applications under personal and business lending, Verify Borrowing powers of corporate relationship, Submission of quality applications to credit Management Division
• Monitor Changes in best business practices and develop Solutions.
• Trace changes in regulatory and business environment, Strict compliance with Banks credit policies
• Monitor Portfolio Performance
• Evaluate performance of portfolio through monthly returns, Prepare SMEs account strategies plans and portfolio strategy, Upgrade/relegate.
• Oversee administration of facilities within Retail Banking Policy
• General administration of personal and SME Banking Loans, Monitor and Supervise handling of substandard loans, Sign loan approvals and facility letters.
• Human Resource management
• Conduct regular Department meetings, Assess training needs for SME Business consultants. Outline career planning and Development of subordinates Conduct performance appraisals.

Major Work Undertaken:

• Design and development of NBM Green finance product
• Development and successful implementation of 2 major mass products designed for youth and women under the financial inclusion drive.
• Undertook the Post implementation of various banks products.
• Conducted various training and SME clinics for banks and potential customers.
• Part of the project team doing the Banks culture implementation.
• Part of the team assigned to undertake bank strategy training to employees.
• Part of the project team for the upgrade of core banking operating system

Reported To: Account Relationship Manager

Duties / Responsibilities:

• To market Bank’s products and provide pro-active account relationship management for all clients in assigned portfolio to maximize reward in relation to risks taken.
• To prepare and submit credit write ups.
• To prepare monthly returns under assigned portfolio.
• To initiate and accompany the manager to customer visits.

Reported To: Senior Manager Operations

Duties / Responsibilities:

• Conducting process checks of different business units to ensure that internal control processes have been properly established and managed.
• To monitor the bank’s adherence/compliance to established policies/procedures/regulatory and statutory requirements.
• Offer validation and operation support to bank business units.