Open To Work
Edwin Dikirani Visabwe
Finsave Financing Limited
Lilongwe
25
years of professional experience
Results-driven professional prepared to lead and inspire teams towards achieving organizational goals. Extensive experience in developing and executing strategic initiatives that drive growth and operational excellence. Strong focus on team collaboration and goal achievement, adaptable to changing business needs. Skilled in strategic planning and financial management.
Work History
Chief Executive Officer
- Policies and procedures formulation
- Strategic business processes and modelling
- Operational minimum standards and implementation of KPAs
- Loan book alignment to maximize shareholder’s value
- Customer experience and business growth strategies
- Human capacity building.
Deputy Director
- Ensuring that the Provisions of PFM Act are complied with.
- Provide advice on financial management to the ST and Minister.
- That all necessary precautions are taken to safeguard the collection and custody of public money.
- That all MDAs function and operate according to the prescribed Acts and relevant Provisions by conducting ad-hoc performance reviews.
Head of Credit / Chief Operations Officer - COO
- Analyse credit proposals from branches in preparation for the credit committee reviews and approvals.
- Prepare board papers on higher limits
- Review credit policy and recommend for possible amendments.
- Develop credit procedure manuals and work-flow to improve efficiency and quality loan book.
- Manage loan recoveries for the Institution.
Credit Manager
2 Years- Analyse credit proposals from branches in preparation for the credit committee reviews and approvals.
- Secretary of the Credit Committee meetings
- Prepare board papers on higher limits
- Review credit policy and recommend for possible amendments.
Branch Manager
3 Years- Sales Focus:
- Actively pursue opportunities for the Bank.
- Actively promoting cross selling of products and services.
- Customer Relationship Management:
- Act in advisory capacity with regard to banking services.
- Ensure the service centre operates in line with the standard structure in order to render a customer-centric service.
- Risk Management:
- Managing and effectively administering overall daily operations of the Service Centre.
- Maintenance of supervisory controls in line with agreed policies and procedures.
- Ensuring sound credit analysis, active credit monitoring, timely collections and control of bad debts.
- People Management:
- Create conducive working environment for all staff to thrive in their daily work activities.
- Provide strategic direction and information while at the same time facilitating Service Centre inputs for overall strategic planning process.
- Optimal asset/liability management ensuring budget is being met and loan to deposit ratio is adhered to.
Corporate Relationship Manager
4 Years- Assume a leading role in attending to existing customers’ banking needs
- Actively originate new business leads and execute them.
- Deepen client relationship by providing market-leading solutions and grow client portfolio in bank’s target market.
Consultant (Personal& Business Banking - PBB)
- Consultant (Personal& Business Banking - PBB)-2009
- Consultant (Corporate and Institutional Banking): 2006-2009
- Acting Account Relationship Manager-V/A Branch: (2004-2006)
- Graduate trainee-2002 to 2003.
Graduate Trainee
2 Years- Graduate Trainee Programme
- Credit Analysis (Loans and Advances Trainee Programme)
- Risk Management
- Internal Operational processes and Controls.
- Customer Relationship Management
- Human Resource Management Skills Training.
Education
Master’s Degree in Business Administration - Executive MBA Degree
Advanced Diploma in Banking - CIB
Bachelor of Social Science Degree - Economics
Malawi School Certificate of Education - MSCE
Skills
Effective business development and marketing skills
Negotiation and communication skills
Honesty/integrity
Relationship management skills
Financial analytical skills
Results-based
Problem solving
Credit Risk Management.
Interests
Reading
Writing
Exercising
Watching football.
Timeline
Credit Manager
FINCA Malawi Limited
01.2016 - 01.2018Read More
Branch Manager
NBS Bank Malawi Limited
01.2013 - 01.2016Read More
Corporate Relationship Manager
NBS Bank Malawi Limited
01.2009 - 01.2013Read More
Graduate Trainee
National Bank of Malawi
01.2002 - 01.2004Read More
Robert Blake Secondary School
Malawi School Certificate of Education from MSCE
Read More
University of Malawi-Chancellor College
Bachelor of Social Science Degree from Economics
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Institute of Bankers in South Africa
Advanced Diploma in Banking from CIB
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Consultant (Personal& Business Banking - PBB)
National Bank of Malawi
01.2009Read More
Head of Credit / Chief Operations Officer - COO
Malawi Enterprise Development Fund
01.2021Read More
Deputy Director
Ministry of Finance and Economic Affairs
01.2025Read More
Chief Executive Officer
Finsave Financing Limited
CurrentRead More
Esami
Master’s Degree in Business Administration from Executive MBA Degree
Read More